Finan¢ial Focu$

​Someone once said “a penny saved is a penny earned” Are you saving your pennies?  You may say in this economy all you can save is pennies or maybe you believe in order to save you will need to make more money.  Both of these excuses are so far from the truth.  Proverbs 21:20 says “the wise man saves for the future but the foolish man spends whatever he gets”.
Saving means to avoid splurging/spending (money) so as to keep or accumulate it.  It is to put off a purchase today so you will have money to spend in the future.  Joseph shows us in the book of Genesis chapter 41 a great example of how saving for the future truly pays off.  After interpreting pharaohs dreams, he proposes to appoint someone who is “discreet and wise and set him over the land of Egypt.  Officers were appointed over the land to take up 1/5 part of the land (vs.33-36).  For seven years they saved (grain) on a continual basis.  At the end of the seven years the land was struck with a devastating famine.  However Egypt had enough grain to sell to the inhabitants of the land as well as to all the countries near and far (vs.54-57). 
In order to save you must delay your present gratification.  So start saving consistently, whether it’s $5 or $10 (weekly, bi-weekly or monthly).  Make it a habit today and the payoff will be great tomorrow.